Financial Services

AI agent governance for financial services.

Bakara helps banks, fintechs, insurers, and payment companies govern AI agents connected to ICT systems, vendors, and operations — and produce the evidence. Built around DORA, NIS2, and NYDFS expectations.

The challenge

AI agents now touch ICT systems and third parties.

Financial firms are connecting AI agents to core systems, vendor APIs, developer tools, and customer operations. Regulators expect ICT risk management, third-party oversight, incident handling, and management accountability.

Bakara helps financial security and GRC teams govern AI-agent capabilities — and show the evidence when supervisors, customers, or auditors ask.

Frameworks

One control plane, several expectations.

DORA

Applies from 17 January 2025. Requires ICT risk management, incident handling, testing, and third-party risk management for financial firms.

NIS2

Requires cybersecurity risk-management measures and incident notification across more sectors, with management accountability.

NYDFS Part 500

A cybersecurity regulation for covered New York financial entities. The risk assessment is the foundation of the program.

SEC cyber disclosure

Public companies must disclose material cyber incidents and describe their cybersecurity risk management, strategy, and governance.

Evidence mapping

Map AI agent governance to financial expectations.

Obligations depend on your firm, sector, and supervisor. Bakara does not certify, verify, or guarantee compliance with DORA, NIS2, NYDFS, SEC rules, or any other regulation. It helps produce evidence for AI agent governance.

Regulatory expectation

ICT and AI-agent dependency mapping

What Bakara helps show

An inventory of AI agents and the systems, tools, and connectors they depend on.

Regulatory expectation

Third-party AI risk

What Bakara helps show

A register of third-party AI models, MCP servers, and APIs that agents can call.

Regulatory expectation

Access control and least privilege

What Bakara helps show

Which roles and agents can use each AI capability, and which are restricted or blocked.

Regulatory expectation

Incident handling

What Bakara helps show

Investigation records for risky AI behavior, policy violations, and exceptions.

Regulatory expectation

Critical workflow restrictions

What Bakara helps show

Capabilities blocked or gated on critical financial and operational workflows.

Regulatory expectation

Management reporting

What Bakara helps show

Board- and CISO-ready views of AI capability risk, approvals, and review status.

Evidence pack

Export the AI governance evidence supervisors and customers ask for.

AI agent and skill inventory
Third-party AI / MCP tool register
Role-based access and least-privilege matrix
Approval, ownership, and exception history
Risky permission alerts and incident records
Drift and change reports
Management and board summaries
CSV, PDF, and API export

FAQ

Frequently asked questions

Does Bakara make my firm DORA or NIS2 compliant?

No. Bakara does not certify, verify, or guarantee compliance with DORA, NIS2, NYDFS Part 500, SEC rules, or any other regulation. It helps you govern AI agents and produce evidence that supports your own compliance work.

How does this handle third-party AI risk?

Bakara keeps a register of the third-party AI models, MCP servers, and APIs that agents can call, and lets you restrict or block capabilities that reach external services.

Can it produce board- and supervisor-ready reporting?

Yes. Bakara provides management views of AI capability risk, approvals, exceptions, and review status that support board reporting and supervisory conversations.

Does this replace our ICT risk or incident processes?

No. Bakara extends your existing access control, monitoring, and incident processes to AI agents — it is an evidence and control layer, not a replacement for your risk program.

Govern AI agents across your financial operations.

Show which AI capabilities are approved, restricted, monitored, and reviewed — with evidence ready for supervisors and customers.

Related resource: DORA/NIS2 AI skills evidence pack

Bakara supports AI governance, security operations, and audit-readiness workflows. Regulatory obligations vary by organization, jurisdiction, use case, and implementation. This material is not legal advice.